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About ABBaby

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    Silver Member
  • Birthday 11/03/1975

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    Orange County, California
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  • Landed
    October 2007
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  1. Actually, a consumer viewing his/her own credit report and score DOES NOT affect the score. A creditor pulling your report and score will affect your score. A consumer can pull a free credit report from each of the bureaus once a year - the website is www.annualcreditreport.com - this does not include a credit score - you can purchase a credit score separately. When getting a credit card - you can purchase on it, do not go over 30% of your limit (each scoring model is different but the general rule is 30% usage). You can pay it off in full each month and then spend again - there is no need for you to keep a balance. If you do get a secured card from a bank, make sure the bank reports that card to the bureaus, not all banks report. If you want to monitor your credit reports/scores - each of the bureaus have a credit monitoring service. You can sign up at one of them and get all 3 bureau monitoring, or individually at each bureau.
  2. ABBaby


    Hi there I have a friend who entered the DV lottery through USAFIS, before they knew about the official one. They have now received a call from USAFIS to say that they were "successful" and needed to have an immigration package sent to them (at a cost of 625 EUROS) Now I know that this is the "right timing" for the winners letters to be going out, but I do not know how reputable USAFIS is (I went through the official one). I assume the immigration package is the one with all the forms needing to go back to Kentucky. Any advice? Anyone else won through USAFIS? Thanks
  3. Our own homegrown actor Stelio Savante is producing a HUGE event at The Geffen Playouse in Los Angeles that is being sponsored by Cape Classic Wines. The event they are doing is to raise money for THE RED CROSS. Produced by Stelio Savante & Andrew Carlberg, this celebrity reading is the Los Angeles premiere, following several successful New York productions. Cast Includes: Katherine McPhee (American Idol, The House Bunny) Sharon Lawrence (NYPD Blue, Grey's Anatomy, Desperate Housewives), Diane Venora (Heat, The Insider, William Shakespeare's Romeo + Juliet) Mykelti Williamson (Forrest Gump, 24) and Stelio Savante (Ugly Betty, My Super Ex-Girlfriend, Without A Trace) have already signed on to the ever-growing celebrity cast. 110 Stories was created from thirty-three first person accounts chosen from over one hundred emails and eighty interviews conducted shortly after September 11, 2001. It is therefore the people's version and unsensationalized and unpoliticized version of 9/11. VIP RECEPTION to follow sponsored by South Africa's CAPE CLASSIC WINES. ALL PROCEEDS go to RED CROSS http://geffenplayhouse.com/110stories You can see more info also at our Expat Group: http://www.meetup.com/SAExpat/calendar/12337032/
  4. In the DV 2007 only 275 families got the DV from SA. At least there are 2 families here that did the move that I know of.
  5. Chrisso, From what I understand, a South African Law Degree cannot be used to write the Florida bar, I believe SA Law Degree can only be used in NY and California. I would suggest that you do a Masters in law in FLA and then do the bar exam.
  6. Just to clarify a few things: On mnctxusa's No 1: Autoloans within 2 weeks are counted as 1 inquiry for scoring. Yes you see all of them on your report, but it counts as one. For mortgages, all inquiries in 90 days are counted as 1. No 2: Get a secured card at one of the big banks, and ensure that they report - not all secured card's report to the bureaus. No 3: Try to go no more than 10 -15% for a few months as well. No 4: For the first year to two years, it's most likely better to lease a car. On the issue of "Saying you have been pre-approved, does not necessarily mean you will get a card, but it will definitely mean an enquiry on your credit report if you respond." This is incorrect. Pre-approved means you are approved at what your credit report was approx 30 days earlier. If it has changed, it may be declined. But be careful here to ensure that it says you are pre-approved for the card vs you are pre-approved to apply... Distinct difference. Further... it takes a minimum of 3 years of credit history for you to get the best report. A credit score should not be dreaded, but something to build up nicely. Also, FICO may be the score you all know, but there is another, VantageScore that you should be aware of and watching - it is the one that will overtake FICO soon enough. A great deal of the banks are on VantageScore. Also there are different versions of FICO. Some banks use Version 2. And to make things worse... each bank generally has their own unique scoring system and so the percentages of "credit used" etc is not necessarily going to work for you. Basically... I have 1 Credit Card, 1 Store Card, 1 Car - and a number of inquiries and the score is in mid 700's already. (not even 2 years) (And my car loan is at 1.9%) BUT BE AWARE, UNLIKE IN SOUTH AFRICA WHERE IT WAS GOOD TO CLOSE ACCOUNTS - IT IS NOT GOOD TO CLOSE ACCOUNTS ON YOUR CREDIT REPORT IN THE USA. I would suggest that each of you go to www.annualcreditreport.com and pull your free annual reports to look at yours.
  7. ABBaby

    UK Visa

    For transit: (to USA/from USA) 1 x Immigration packet for USA is acceptable - no transit visa required 1 x green card is acceptable - no transit visa required 1 x temporary greencard (the one we get in the passport) is not acceptable - transit visa required
  8. ABBaby

    UK Visa

    While the above is all correct I did want to alert you to the following notes to the exemption: If you hold a valid travel document with a US ‘ADIT’ stamp saying – 'Processed for I-551. TEMPORARY EVIDENCE OF LAWFUL ADMISSION FOR PERMANENT RESIDENCE VALID UNTIL [date]. EMPLOYMENT AUTHORIZED', you are not exempt and need a DATV This means if you are one of those who has come to the USA and everything has started being processed for the green card and then left again (maybe gone back to SA for some packing up etc) and you have not got your actual green card as yet YOU ARE NOT ELIGIBLE FOR THE EXEMPTION. http://www.ukvisas.gov.uk/en/howtoapply/infs/inf20transit
  9. We were asked whether we wanted them to process the SSN or whether we wanted to go do it ourselves at the SSN offices which would be quicker. We took the option of doing it ourselves but came up against a very aggressive woman at the one SSN office who said that the port should have done it... so we went to another office and we were dealt with, with a smile and a new SSN 5 days later.
  10. I often get requests from people looking specifically for south african people to work for them. Here is the latest one. He specifically likes the South African work ethic. From: tsa403b[at]hotmail.com Subject: employer looking to hire. Date: Thu, 18 Jun 2009 15:21:52 -0700 Established small firm is looking for an individual for business development. I have made it easy by knowing what works. He has to just follow what I have been doing successfully... We specialize in setting up retirement plans for public school teachers. This is a part time openning for 20 hours a week; The pay is $20 per hour plus bonus; This should be total of $40 per hour. I can pay extra extra bonuses also.($200 plus for transfers) The pay can go up if the individual is perfoming better than expected. thanks for your assistance... bob gohari 213-505-1800 teacher benefits Inc.for public school teachers.
  11. Sat, Jun 27. | LA Weekly & Goldenvoice Present: Rodriguez with Brightblack Morning Light, Glasser Doors [at] 8pm | $15.00 $15 advance purchase $20 cash at the door if not sold out ahead of time. It's one of the lost classics of the '60s, a psychedelic masterpiece drenched in colour and inspired by life, love, poverty, rebellion, and, of course, "jumpers, coke, sweet mary jane". The album is Cold Fact, and what's more intriguing is that its maker - a shadowy figure known as Rodriguez - was, for many years, lost too. A decade ago, he was rediscovered working on a Detroit building site, unaware that his defining album had become not only a cult classic, but for the people of South Africa, a beacon of revolution.
  12. - From a casting company for Black South African men and women aged 25 to 45 and children 10 to 14, who are fluent in Xhosa and Zulu. Needed for background vocals for a feature film. Call Denise Loveira 818-500-9972 or castingtlg[at]pacbell.net
  13. Got requests for people: - From a Language Service Provider that connects clients with interpreters. A hospital in Lorma Linda, CA (south of San Bernadino) requires an interpreter who is proficient in the languages SeSwati and English. Compensation is approximately 30 - 40 dollars an hour. In addition, the hospital is requesting to have an interpreter a couple of times a week over the next month. Because of the nature of the situation, the hospital would like to have someone as soon as possible. Contact Roi A. Rosas 2077 Gateway Place Suite #220 San Jose, CA 95110 Tel: 408.287.8853 ext. 304 Fax: 408.516.5270 rrosas[at]communicaidinc.com www.communicaidinc.com
  14. When: April 15, 2009 7:00 AM Where: Local South African Embassy's in: Los Angeles, Washington DC, Chicago and New York. First: Go to this website and enter your South African ID number and see if you are registered. https://www.elections.org.za/AmRegister/AmRegister.aspx Take down the following information: Voting District Number: xxxxxx Ward Number:xxxxxxx Then Complete the following form. http://www.elections.org.za/Documents/Voti...20Republic1.pdf The form does ask about when you intend to return, you can leave it blank (or add in any date that you are planning on visiting SA.) You need to send the completed form to: Email address: vec10[at]elections.org.za Postal Address: P O Box 7943, Pretoria, 0001, South Africa Fax number: +27 12 428 5566 or +27 12 428 5279 BY NO LATER THAN 27 MARCH 2008 (SOUTH AFRICAN TIME) If you are sending by email, be sure to mark that you want delivered receipt and read receipt. Keep any fax transmittal slips. You will need a GREEN BARCODED ID DOCUMENT or ALTERNATIVELY A TEMPORARY IDENTITY DOCUMENT (YOU CAN APPLY AT YOUR EMBASSY FOR ONE NOW) VOTING DAY WILL BE 15 APRIL 2008 FOR SPECIAL VOTES (THAT’S US) DO YOUR PART IN MAKING OUR BIRTHPLACE, SOUTH AFRICA A BETTER PLACE!
  15. Suggest he goes to the department of education and gets a copy of his certificate in English and take it to the embassy. From what I read I don’t see that he gave in a high school certificate at the interview. Just go to Department of Education and you can get a print out almost immediately.
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